First National Bank offers a range of financial products and services. It provides a variety of checking, savings and individual retirement accounts. The bank offers various cash management and merchant services. First National Bank also provides safe-deposit boxes and certificates of deposit. The bank offers lines of credit and automobile, installment, mortgage, home equity, construction and commercial loans. It provides online savings, loan, personal finance, mortgage and tax calculators. First National Bank operates a wholly owned subsidiary, FNB Financial Services, which offers annuities and mutual funds. It maintains FNB Mortgage Services, which provides home purchase, refinance and consolidation programs. The bank is a member of the Federal Deposit Insurance Corporation.
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