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First National Bank in Athens, AL offers a range of banking services for both personal and business customers. Personal services include checking, savings money markets, certificates IRAs, loans, credit cards, and a school banking program. Mortgage services include fixed-rate and adjustable-rate mortgages, FHA and VA loans, and construction loans. Business services include checking, savings, loans, cash management, credit cards, online services, and investments. Customers can access their accounts online and take advantage of additional services. First National Bank is committed to providing quality customer service and a range of products and services to meet the banking needs of their customers.